Living Benefits

Living Benefits 

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If you were diagnosed with an illness that prevented you from working, realistically, how long could you and your family be able to pay your bills?

Living Benefits allows you to access a portion of the death benefit of your plan, while you're alive, should you receive a major health diagnosis. 

With this option, you are able to access a portion of the death benefit of your plan, while you're alive.

This can be used to cover any of your expenses:

Mortgage Payments

Medical Bills 

Food and Gas 

These living benefits pay for anything else you may need to continue living the way you were prior to your diagnosis.

The payment would be a lump-sum payout and tax-free. it will be paid TO YOU rather than your beneficiary.

Basically the carrier is paying a pre-mature death benefit but to the living!

 What Are Living Benefits?*critical%20illness%202*png?alt=media&token=ba7a3479-cba0-4a9c-831f-20a91e3ea979*Chronic%20Illness%20only%20(1920%20%C3%97%201080%20px)*png?alt=media&token=4da5264d-b261-4948-b157-f3b1cc1dd7b6
Terminal Illness-Generally, if you have been diagnosed with a non-correctable illness or physical condition which is reasonably expected to result in death within 12-24 months of certification of the illness by a physician.*AdobeStock_75679718*jpeg?alt=media&token=c9c22da6-e1d7-4b54-9d4c-b1a0e3225efd*1653592985973*1653565140314*0*svg?alt=media&token=0afe6bbe-ac49-4daa-be3f-e0ae3aaab52f

We met with a lady in 2017. She was 44 years young & PERFECTLY healthy. No medications at all!  She made TEN payments on her mortgage protection and came down with life-threatening cancer!

In the ELEVENTH month of her policy, the carrier handed her a check for 152 THOUSAND dollars! Fortunately,  she did survive, and she does NOT have to pay that money back because she DID qualify for the benefit at that time!

Can you see how that would be a HUGE help to your family if something similar happened to you?*1653592992496*1653565162704*0*svg?alt=media&token=c21c40d6-62d2-43ac-bbf6-d6874ab22519*facts%20in%20the%20US*png?alt=media&token=b95f3736-b097-4d87-b410-fe821c6f6d36

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